If you’re new to PennySwap, start with these simple, foundational guides.
They work together to help you build confidence, stay consistent, and take control of your money one small step at a time.
Essential Guides
The Penny Method
A simple habit-based framework that helps you build financial momentum — one small step at a time.
5 Simple Money Hacks
Quick, practical money wins that help you build confidence and make steady, visible progress step by step.
Simple Weekly Budget
A clear, beginner-friendly budgeting guide that helps you stay consistent and in control week after week.
How to Use These Guides (Simple 3-Step Path)
Follow this path if you want a calm, structured place to begin:
1. Start with quick wins → 5 Simple Money Hacks
Build early confidence with small, practical improvements you can apply today.
2. Set your foundation → Simple Weekly Budget
Create a simple weekly rhythm that keeps you organized no matter how busy life gets.
3. Build long-term momentum → The Penny Method
Develop small, consistent habits that compound into real progress over time.
You’re Ready. Start Simple. Start Today.
These foundational guides are designed to support you without overwhelm.
Choose the one that feels easiest — momentum starts with your next small step.