Last Updated: February 2025
The information provided on pennyswap.com (“the Site”) is for educational and informational purposes only. PennySwap is not a financial institution, investment advisor, tax professional, or legal service provider. Nothing on this Site should be interpreted as:
- Financial advice
- Investment advice
- Tax advice
- Legal advice
- Professional guidance tailored to your personal situation
1. Educational Purpose Only
All content on PennySwap — including articles, guides, tools, charts, and product recommendations — is intended to help readers learn about budgeting, saving money, and improving everyday financial habits.
Although we strive to provide accurate, helpful information, the content may not be:
- Complete
- Up-to-date
- Applicable to your specific circumstances
- Free from errors or omissions
You are solely responsible for evaluating the information before making decisions.
2. Not a Substitute for Professional Advice
Before making any financial decisions, you should consult with:
- A licensed financial advisor
- A certified tax professional
- A legal professional
- Or a qualified expert familiar with your personal situation
PennySwap does not provide personalized advice of any kind.
3. No Financial Responsibility
PennySwap is not responsible for:
- Losses
- Damages
- Poor financial outcomes
- Missed opportunities
- Errors in financial planning
- Decisions made based on information from this Site
Your use of the Site is at your own risk.
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If you click a link on the Site and make a purchase or sign up, we may earn a commission at no additional cost to you.
These commissions help support our content but do not influence our opinions or recommendations.
See our Affiliate Disclosure for full details.
5. No Warranties
We make no guarantees about:
- Future results
- Financial outcomes
- Accuracy of third-party information
- Reliability of products or services recommended on the Site
All content is provided “as is” without warranties.
6. External Links
PennySwap may link to third-party websites.
We do not control or endorse their content and are not responsible for their accuracy, security, or practices.
7. Contact
If you have questions about this Disclaimer, contact:
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